Check your coverage benefits if any — for you to appreciate your investments value. If protection is your priority I bet Investment fund value is just a bonus.

BIG YES! because you are just paying your life insurance with an affordable premium. If you get a new policy today it wont be the same premium

How much na total ng nahulog mo?

The primary purpose of a VUL is and will always be risk management. If the purpose is growing money, there are plenty other options. Remember the purpose you got it in the first place :)

May kilala ako 13 years na yong policy. Ang fund value 70% na lang

Balik lang sa reason bat kumuha ng insurance 🤗🤗 pero maliit po face amount nyo po 350k 🥹 then x2 alam ko pag in case of death so nasa 700k. Sa Fund Value po talaga hindi talaga agad agad po 🤗🤗 Ask lang sa agent paano ulit nagwowork ang investmenr portion hihi

Kailangang mapag aralan muna natin ang iba’t ibang insurance and investments bago tayo papasok. Meron din akong VUL sa Insular life with 1M face amount. Almost 300k na naihulog ko but after pandemic, bumaba ang fund value, 70k na lng. I stopped paying pero meron pa naman akong Insurance with this with fumd value. Kaya hinahauaan ko na lng. I also have Kaiser Health Ultimate Builder na mas maganda kasi other than sa traditional na Life insurance and investment, meron nang HMO.

worth it yan pls

Hello! May I know if how long is the maturity of your policy? We have the same quarter payments, higher lang yung face amount.

If this is VUL, then your money will start growing at least a year AFTER being fully paid. VUL is part long term investment. What you are asking is a short term investment. Talk to your financial advisor.