4.Travel Card - Wise (my preferred skrg) sbb nice exchange.good for cashless no recommend for withdrawal sbb ada limit yg free than lepas tu charged.guna link ni nnt dpt exchange free up to RM2500 https://wise.com/invite/ihpc/nurizzatib6 - Bigpay.ada tp jrg guna sbb ada yg better option. Bgus klu on the spot nl withdraw sbb fixed withdrawal rate rm10. Refer code ni ‘’IZREFNZDT0” dpt RM5 - Tng Visa Card . Nice rate saing2 wise . Preferred masa kt China . Travel Threads