Car insurance quotes are absolutely insane just now - if you usually pay monthly by direct debit you would be better taking a bank loan and paying the insurance cost with one annual payment as the annual price is almost half the cost of paying by direct debit. Another hit on those on low incomes. Wild. The below quotes are for a vw up with an engine practically the same power as a hairdryer. The annual cost is less than half - with recognised name insurers at £1256