No one is talking about how hard it is to save money right now. From 2020 to 2024, the cost of: - Rent is up 30% - Gas is up 20% - Eggs is up 50% - Sugar is up 30% - Meat is up 25% - Books are up 12% But salaries & hourly wages have only increase an average total of 10% in the last 4 year. Let’s normalize periods of just getting by as much as we normalize periods of saving.