(2) Never put all of your eggs into one basket. / \ Treat your payroll account as payroll only Create a separate account for your savings *Some banks offer sub-accounts so you could label each of your accounts GoTyme for example: It offers 5 separate accounts, each with customizable target amounts and timeframes. With 4% p.a savings interest rate.

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2024-08-25 10:44

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Ciara SD
awesomeshys

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幾秒內	Ciara SD awesomeshys	(3) Avoid BNPL (Buy Now Pay Later) / \ I understand that we want to heal our inner child but keep this in mind. IF you don’t have enough funds to pay it in full don’t buy it. It does stretches your cash flow since some microfinance company offer longer terms but if this kind of purchases adds up, you’ll be surprised that one day all of your income goes to debt repayments.