1) I immediately locked my card. 2) Reported the incident sa bank, although it was 4hrs later pa. I raised that the transaction shouldn't have pushed through w/on OTP. 3) Bank blocked my card then created a report. Said they'll replace the card. 4) Replacement card arrived in less than a week. 5) Locked the new card after activation. 6) Followed up 2 weeks later on the report. ++