An Investment banker asks a fisherman: "Why don't you spend more time catching fish to make more money?" He replies: "I sleep late, play with my children, take siestas with my wife, sip wine, and play guitar with my amigos." The banker scoffs. "Buy a bigger boat. With the proceeds, buy several boats. Eventually you would have a fleet of fishing boats. The fisherman replies: "Then what?" "Well you can sell it all and make millions" "Then what?" The Investment Banker thinks.