Guna credit card as method of payment instead of using debit card. Cukup bulan keluar statement bayar full. Boleh dapat cashback, boleh collect point. Kdg2 ada promo contoh free drinks ke meal ke. Buat ni dulu. Sambil2 belajar lah apa perks cc tu boleh offer 😊

guna cc utk kutip points, cashback, discounts, dan lain2. setiap cc from different bank offer different benefits. kena baca tnc betul2. cara sy guna ialah utk collect points dan mudahkan diri xbawak cash selalu. keluar statement, byr according to statement so xde interest dikenakan. sy prefer cc dari debit card sbb if kes scam, yg kena scam duit bank, call bank mtak cancel card. if debit card kena scam, payah sikit

Benefits tu banyak tapi kalau salah guna nangiss sis😢 saya dulu macam tu la. Last2 settle kan semua then close terus

Contoh a great use of cc, whenever i do dental treatment or want to do optical bayar pki CC, sbb nk claim dr company, so x de lah rasa sesak pki duit dlm DC sbb amount die besar. Pki Cc claim, bila claim da masok acc hujung bulan byr je mcm biasa.

Hidup dh 32 thn xpernah guna card credit...walaupun kerja bghn finance....xnak tambah beban🥱

Use wisely and manage financial as good as u can, cc is good and healthy financial if u know how to handle it in my experience I have 6 cc and all have their purpose so pick what suitable for u I been use almost 10 years. Anywhere goodluck and enjoy ✌🏻