Checked my VUL at happy naman. 1st pic: SOA ng 4th anniv with P110K+ fund value 2nd pic: projection. 4th year projection at 4% ay nasa P112K+. So nasa 2K ang difference sa real time fund value. 3rd pic: fund value as of today at P130K. Sa ika 5th year ay nasa P146K ang projection at 4%. PS: sharing to remind VUL policy holders to check your fund value at least yearly to monitor and compare it sa projection. It is our responsibility as well. Usapang INSURANCE