Hackers have stepped up their game in the phishing emails and texts. They mimic phone numbers, logos and email addresses that look legit. A lot of times you can hit the forward button or check the email address it came from and that will be dead giveaway. Also, look for misspellings, a "call to action" or threatening language like "your account is locked". If someone contacts you saying there's potential fraud on your account, call the bank using the number on your bank cards only. Ok rant over!