Advice that I would give my younger self in 20s: 1. Invest in Yourself Early The skills you develop now will set the foundation for future success. 2. Take Calculated Risks Don’t fear taking chances, whether in your career, relationships, or travel. 3. Start Building Financial Habits Develop good money habits—budget, save, and invest. What about you? It’s never too late to start, whether you’re in your 30s, 40s, or 50s. But today, you’re the youngest you’ll ever be—so why not start now?