Every time you earn income, you're earning it for two people — the 𝗽𝗿𝗲𝘀𝗲𝗻𝘁 you and the 𝟲𝟬 𝘆𝗲𝗮𝗿 𝗼𝗹𝗱 𝘆𝗼𝘂. The sad reality is only the "present you" gets to spend and enjoy it all.