I think too many people settled for the average life. The best retirement plan is real estate, not Social Security. The best home is packed with family, not expensive furniture. The best job is working for yourself, not a soulless corporation. The best morning is spent playing with your kids not driving to work. Yet most people live and die without even trying to achieve better. You're 2-3 years away from upgrading your entire lifestyle if you start today. The choice is yours.