Now, to merge Exim Bank with Bank Pembangunan when Bank Pembangunan is facing a huge financial scam is quite puzzling. The Govt may seems to have underrated the specialized role of Exim Bank. One of the factor that Exim Bank's role is not very much well understood may be due to the fact that its recent Management and Board members are made of Commercial Bankers. Thus, the appreciation of the national interests element in its role is being ignored.