What I don't understand sa atin, pumapasok tayo sa bagay na di tayo fully informed. Sana before you activate your card, at least research what do these terms mean: outstanding balance, credit limit, available credit, minimum amount due. Kasi nakakatakot yang pano kung walang sumagot sa queries mo dito regarding that basic info, baka mamaya malubog ka sa utang unknowingly. Make it a habit please, na magbasa basa muna bago mag activate o avail ng kung ano ano, so you are well informed