Last year I had to move unexpectedly & as a result I incurred thousandsss of cc debt. I’m so proud that yesterday I paid off my last cc & am now debt free (besides my car note)! Annnnddd on top of paying down debt I was able to build an emergency fund in a HYSA, buy everything me & my kids needed and some of what we wanted! Thank God for discipline & discernment! Finance Threads