Split ur cash into short, medium and long term investment, diversify your portfolios, I believe smart ppl like you will set aside of 10% of ur income into protection in case anything happen won’t eat in what u try to build so hard! calculated risk is always needed in investment, buy house got MLTA, even shares also got put warrant, Yes indeed, it’s just hypothetical coz 100k is just ur petty cash, doctor 😉 let’s keep in touch if u need my further advice in finance