This blanket labelling sucks, imagine a household with rm13k combined monthly income but with 5 school going kids living in klang valley, barely make the minimum limit of T15 by having both parents working hence needing 2 cars, full time after school care for kids, struggle nk hntr ank tuition, extra curricular, so can compete with other urban kids, pastu kalau make it good enough utk masuk uni or boarding school, kena bayar lebih lagi..