🚗 Confused between third-party & comprehensive car insurance? Here’s a quick breakdown: Third-Party Insurance: ✔️ Mandatory by law. ✔️ Covers damage to third-party property or injuries. ❌ Doesn’t cover your car’s damage or theft. Comprehensive Insurance: ✔️ Covers third-party & own-damage (accidents, theft, natural disasters). ✔️ Higher premium but complete peace of mind. Tip: If your car is new or high-end, always opt for comprehensive!