1 For Awareness: Someone called me today, from BPI daw sila. I-upgrade daw nila ang credit card ko to platinum and no annual fee na daw. Yung reward pts ko din iconvert daw to cash and will be transferred to my savings acct. But while talking to them i feel something is off. Bago daw kasi ma-transfer ang cash i need to provide my username. I was hesitant and gave them a wrong username instead. I said please call again i need to confirm my username. They called again and reconfirmed my username.