I think every company ups rates every year. We just started with Pets Best in April on my 6 year old golden and 8 year old Aussie, it’s $1,200 for the year for both and I did 90% reimbursement with no cap, $500 deductible. I’ve heard Nationwide can and will randomly drop old dogs and it’s hard bc at that point, literally everything would be a pre-existing condition.