Korang, Bende ape yang paling stress jadi agent takaful dekat thread ni? I will start and you all sambung. 1) Stress bace komen org lain suruh terminate bila naik harga. engkau pun takdek takaful. kenapa nak suruh org terminate nyahhhh 2) Prospect cari agent takaful, bila DM, senyap. Could you at least have courtesy to reply "owh, prubsn agent dah ade PM i quotation. I will proceed with him or her?"