i just saw a post say credit cards are dangerous and that couldn’t be further from the truth. most people misuse them and don’t understand you’re literally only supposed to spend less than 30% of your credit limit (i stay spending less than 10%). if you can’t buy it 5x don’t buy it at all- with or without a credit card. if you know HOW to use a credit card it can be one of the biggest blessings to your financial journey