Ask your agent if you don’t have one what state?

Read ur mortgage it's paid already mortgage is just the contract u took home. If u look at the dates of the Loan 3 in total 2 people don't known but ESCROW IS LOAN and SETTLEMENT IS 2 ND LOAN SHORT "WAREHOUSE LOAN" look at settlement before Closing the books were were already zero balance because ot the Loan escrow owns u refund og the credits which is tge full amount

On that contract it tells u If u return the mortgage Note to a specific address ur mortgage gets discharge