1/3 I have a story: Last year, my parents decided to sell the land that they bought in Davao City. They decided to share with us--their kids a part of the money which they sold the land for. Unfortunately, the buyer paid it in terms. Since I love to travel, and I am happy whenever I introduce people to new experiences and places, I decided that I'd like to open a travel agency. I was able to secure a good location and asked my parents if they could lend me 100K so I could buy a computer,