Stayed in a HDB rental flat for almost 7 years. No, I did not come from the underprivileged. My parents were able to provide my siblings and I fairly comfortable childhoods. Both my wife and I married when we on our last year of university in Malaysia. Then I continued my masters in Singapore and we had our firstborn. I was working part-time (as a SPED educator at MIJ Hub and aLIVE at a mosque), and I was earning only around 1K every month. Even then, it felt like we had enough.