Home Credit Credit Card: I dodged a bullet. Story Time: Me and wife went to Puregold nung birthday ko to buy some stuffs and nainvite kami to get a Puregold credit card. That time, di namin nakuha kasi need nila ng valid ID para maisubmit. 30 days naman ang validity ng receipt to apply so okay lang. Me and my wife decided to get it in case of emergency like no funds and need mag grocery, may makukuhaan. Then, we came back after 15 days later and inquire. For some reason..(1)