You should try a credit union , navy federal perhaps you can have a score low as 600 in still get approved with a lower interest rate . 29% is outrageous

Go on ahead and improve your credit score and refinance that in the next year with a reputable credit union. The national average it 8. Something percent. You're looking at (shit math) 20k in interest on a 18k car. For your future self, please, please improve your credit score and refinance. Aim for lower than the national average

Use the 2500 and buy a cash car. 29% is absolute financial death. You will be paying so much for interest up front you won't be able to refinance and be seriously flipped in that car

A 29% interest rate is blasphemy. You’re going to buy that car twice with interest. I’d take that $2500 down payment and buy a beater. If you have 4 payable things, see if you can do a pay to delete then go back and buy something nice for half of that payment with a low interest rate. I know people have to do what they have to do but even if you fix your credit while in this vehicle, you’ll never be able to re-finance or trade out of it because it’s going to be way upside down.

That APR is wild. Try to go to a credit union to get a car loan, you may be able to get a lower rate there.

This is such a weird ad.

37k for a car that’s 18k is krazy. Your paying more in interest then the price of the car. I would’ve jus told them let me get it for 48 months for 1000 a month

Don’t do it, go to a bank preferably a credit union and get a car loan please!!!!

Y’all keep talking bout 2500 cars but them mfs not reliable and they are as is cars!! At least if something goes wrong she’s under some type of warranty and ain’t gotta be worried about being on the side of the road. I get it girl and they do too! Do what’s best for you. Mfs love being on the side of the road cause them 2500 cars don’t be worth a damn these days

oh no bb what is you doing