Every person who takes Scripture seriously must reconcile "By grace you have been saved through faith... not because of works..." (Eph 2:8-9) with " You see that a man is justified by works and not by faith alone" (James 2:24). Protestants do so by minimizing the James verse claiming he didn't understand grace or claiming he wasn't talking about salvation. Or you can be Catholic and actually take the Bible in context and accept both at face value.