I've seen a lot of posts about people terminating their medical cards due to burden of commitment. As someone who has been diagnosed with cancer and never had any insurance coverage, I would strongly advise you to please be prepared. We never know what will happen in the future. Of course kita tak mintak apa apa musibah yang akan jadi. But the cost of treatment can be quite burdening. Unless you already have some savings. Then again, it's all up to you.