XRP will have a hard time testing ATH Gensler resignation will be a sell the news event. Too many of us are in delusions of grandeur and FOMO. However. Regulations are going to wipe out many bad actors and bring in institutions widely. XRP - micro/ bridge/ remittances/ liquidity RLUSD - Macro, perhaps locks up escrow Maintaining high velocity over time requires lockups, and then there is burn rate. Failure to secure adoption is the fail case and the evidence just doesn’t point to that. Hold 5yr