This is how travelling in the Americas is for Europeans: for My ex-wife got sick on our honeymoon to Mexico. She was ill on the plane. We thought it was a bug. It seemed to pass, but four days in, whatever it was came back with a vengeance and she was hospitalised for three days. Despite having travel insurance, we had to pay a $1500 USD deposit while the claim went through. We had literally just graduated from our MAs and were cash strapped. My credit card just about had the capacity 1/3