The father had passed, and medical debts for end of life care had devastated the family. The mother had no education and no work experience, and then suddenly no support, a bunch of kids, and a mountain of debt. All while struggling through grief I haven't had to face. What is my point? You can trust your spouse to the end of the world, but you DO NOT KNOW what the future will hold. EVERY PERSON needs their own money, and their own income. "What if he leaves you" isn't just about divorce.