I wouldn’t feel hurt or insulted, but I would have a lot of questions. I would want to know why. Hubby pays all of the bills and I’m an authorized user on all of the credit cards, so gifting me a gift card to a specific store wouldn’t make sense. If he wasted money buying me a gift card I would be upset and confused as to why. But if someone gave it to him for free and he didn’t want it, then that would be okay with me.