I make 13.55 and get a 15% discount because I work at the daycare my daughter goes to. Just for one child with the discount, it’s 210 out of every paycheck. The daycare is supposed to be paid weekly, but by the next week I don’t have the money to pay them so they add a 30 dollar late fee. So that’s $240 out of a 550 average paycheck. Take rent, groceries, other costs into account and you’re in the negatives.