✨ Simplify Finances and Life —> Spend more consciously and focus on what truly matters. 📚 Upskill at Work —> Earn a new certification to level up in my corporate career. 🏠 Increase Home Value —> Finish our basement to build equity and enjoy more usable space. 💸 Boost Savings and Investments —> Increase all contributions and invest at least 5% more for the future. 🌆 Vacation Reward —> Celebrate with a dream trip to NYC. This isn’t just a vision—it’s a plan. A few focused steps will get me there.