Employer who then need to add it back to get to day 60. So I ask her about the prorated premium for after that. Tells me it’s only for qualifying life event. I inform her birth is considered qualifying event. Again tell her to read the policy. Puts me on hold. Comes back and tells me they can’t do that before the insurance is added back for the baby. Apparently they can only do one change at a time. (Her words) Tells me to call back after 24 to 48 hours. I ask her a direct line so I don’t have