I just got my Homeowners insurance policy documents for my next year of coverage and started thinking… my house is only 3 years old but I’m not sure if it would cost more or less to build this same house today than it did 3 years ago if something happened. Not to even mention all the gadgets I have that weren’t here when the house was built and I first got the policy. So I figured I’d ask y’all: do y’all meet with your agent periodically to make sure you have enough coverage?