I don't do this often, but I did my annual asset update, and we passed the $800,000 mark. We could be millionaires by 40, if not sooner, with no debt other than the mortgage. BUT that isn't important to me. It's not the number that matters. It's the process. That's what I am laser-focused on. Maximizing my income. Keeping debt low/paying it off. Making good investments. Taking care of our health as a family. Do those 4 things and the wealth be there. It’s hard for it not to be.