Mostly they use templates and input your data which isn't the same as generative ai. Fable used generative ai, Spotify started using gen ai in 2024 (remember how everyone was mad about the worse quality last year?). I don't know if any other apps have been using it but it's a recent problem

So most of them are AI driven, but not generative AI. Gen AI uses AI to generate content, while analytic or predictive AI uses AI models to analyze datasets and provide insights. Up until now, most wrapped functions have used Analytic AI (to my knowledge), but Spotify and Fable both used GenAI heavily this year.