LATE PAYMENTS GEM Did you know that late payments make up 40% of your credit score?! Just one late payment can drop your score by 60-100 points. 🧐 To avoid this, always make your minimum payments 15 days before your statement date. It’s a great way to prevent late payments! Also, consider placing open debts on autopay to help keep everything on track. If you currently have tons of late payments hire us to update to never late. POSITIVE TEXT: 561-800-2908 “Credit” ASAP