Thinking of buying a house in 2025? Here’s why you should avoid these actions if you want to keep your mortgage process smooth: 🚫 Opening a new credit card. 🚫 Quitting your job – Lenders want to see job stability. 🚫 Depositing large amounts of cash. 🚫 Co-signing for anyone . It can affect your credit score and debt-to-income ratio, making it harder to qualify for your own mortgage. 🚫 Buying a car. 🚫 Paying off your credit card to $0 –l Avoid these mistakes