1️⃣ First, you need to know how much you're working with. Write down all your sources of income- Salary, side hustles, allowances, business profits, commissions etc. 2️⃣ Track your expenses for 1 -2 months to know your actual monthly expenses and where all your money is going. Write down every single thing you spend your money on, it's easier to do it with a money tracker app. If you want to know the one I use, follow me and comment 'Money Tracker" and I'll send it to your DMs...