Mainly, the annual contribution limit. But also, it’s not a tax deductible. Traditional 401(k) or IRA is. In the event, I leave my employer. I will take my entire 401(k) and roll it over into a Roth IRA and pay the tax. the Roth IRA is the Ferrari of retirement options. Pay tax today you don’t have to pay tax tomorrow. All gains grow tax free. Especially if you can get into Self-Directed Roth IRA exactly how it sounds… Use your imagination; real estate, private lend, crypto, stock, etc

Are capital gains taxed when amount is withdrawn after 59.5 years age?