Thread (2) Being in the M40 group, I feel we are being squeezed—we do not qualify for financial aid, yet we also struggle with limited disposable income. We work hard, and with the right opportunities, we have the potential to move into the T20 group. However, I worry that your government’s policies might instead push us towards the B40 category instead. At the same time, I am concerned that the T20 group may be driven out of the country, leading to a wealth outflow.