5️⃣ Investment – Money put into assets that grow over time. 👉 Example: Stocks, mutual funds, gold, property. 6️⃣ Emergency Fund – Money saved for unexpected expenses. 👉 Example: If your laptop breaks or you lose your job, this fund helps. 7️⃣ Debt – Money you borrow and must repay. 👉 Example: Home loan, credit card dues.⬇️