Wanita | umur 39 | class 1 Caruman = RM80 Hibah = RM50,000 Pampasan Sakit Kritikal = RM100,000 Cash value = RM2k-4k ✅ Waiver *coverage sehingga usia 60 (auto continue sehingga 90 tahun) Lelaki | umur 39 | class 1 Caruman = RM80 Hibah = RM40,000 Pampasan Sakit Kritikal = RM80,000 Cash value = RM2k-4k ✅ Waiver *coverage sehingga usia 60 (auto continue sehingga 90 tahun) 📲www.wasap.my/60148152475