🚨 PUBLIC SERVICE ANNOUNCEMENT 🚨 Whole Life/IULs are NOT investments. AGENTS MAKE A TON ON COMMISION (50-120% of your first premium!) while YOU get: ❌ Capped returns ❌ Sky-high fees ❌ Surrender charges It’s better to : ✅ Buy term life insurance, it’s less expensive ✅ Invest the rest in index funds ($$$ growth) Don’t fund their yacht. Build YOUR wealth. 🔥 personalfinance