When I talk to clients that are newly wed or couples co-living for a few years now, kapag tinatanong ko sila on how they manage their finances, kaunti lang ang nakakasagot na they know how much is the income and where napupunta yung ibang pinagkakagastusan. Mas marami pa rin yung, housemates lang, ang alam lang nila yung hatian ng expenses pero how much is coming in and out and what for, unti lang. Gusto ko tuloy magconduct na finsem, sa mga genz/millenial couples about this. Hehe