2025-03-12 17:52
稅務篇🌞
唔知大家有冇留意到,通常稅局CRA喺你每年4-5月報完稅之後先退返前一年你預繳嘅tax💰 俾你。
換句話,即係CRA 由一年前開始已經係糧單hold住咗你啲錢🤧
例如上年我退返差唔多$3000,但其實呢筆錢入邊部份嘅錢可以透過以下方法提早喺每期糧單入邊拎返!🌞
T1213 Form- Request to Reduce Tax Deductions at Source 🌟
功能🥰
✅減少預繳稅
✅每期出多啲糧攞去投資(例如做定期都一定賺)
步驟
1. 網上Google T1213 form, 用5分鐘填Form, 可以填返以下tax credit / deduction 比CRA 知道你要提早claim(下面為部份撮要),然後寄/fax俾稅局
✅來年RRSP預期供款額度
✅child care expense
✅carry charge & interest expense on investment loan
✅medical expense